Drone Financing

Financing for Commercial Drone Operators

Start Earning From Day One.
Pay For Your Drone As It Pays For You.

Most of our customers fly to make a living — mapping, inspection, public safety, media, agriculture. The easiest way to spread the cost is Shop Pay at checkout: monthly installments with an instant decision, no separate application. Running a business with a Part 107? Our APPROVE lender network connects you with lenders competing for your loan — up to $500,000.

Instant installments at checkout Business financing to $500K All credit scores have a path
DJI Matrice 4T with H30T payload performing an obstacle-avoidance inspection in a red canyon
3–24mo at checkout

Shop Pay monthly installments with an instant decision. Orders under $1,000 (accessories, batteries) can split into 4 interest-free payments.

$500Kmax financing

Businesses with a Part 107 license access competing lenders through our APPROVE network — from $1,500 to $500,000.

500+credit OK

Credit challenges? ClickLease approves businesses with scores as low as 500, so every operator has a path to the gear.

The math of paying as you earn

A working drone is an asset, not an expense. Why drain working capital when the drone itself can fund its own payments? Here’s how a DJI Matrice 4E at $4,749 looks across both options.

Illustrative only. APPROVE figures assume an established business with strong credit; newer businesses will see higher payments. Your actual rates, approval, and revenue will vary.

APPROVE — business financing, 60 months
from ~$107/mo for well-qualified businesses
DJI Matrice 4 drone in flight at dusk with a public-safety operator and emergency vehicle

Your drone is your business.
Make it earn from day one.

Watch: financing your drone in 3 minutes

A quick walkthrough of both options — when to pick Shop Pay vs. ClickLease — from the US Drone Supply team.

Three ways to finance. One is right for you.

Start with Shop Pay for speed. Running a business with a Part 107 license? APPROVE puts lenders in competition for your loan. Credit challenges? ClickLease keeps the door open.

Fastest Shop Pay Installments

The instant checkout option

For nearly all buyers — happens right at our checkout, no separate application.

  • Monthly plans of 3–24 months on drone-sized orders (0–36% APR set by Affirm)
  • Orders under $1,000: 4 interest-free biweekly payments
  • Orders from $35 to $30,000
  • Approval is instant at checkout — soft credit check only
  • You own the drone immediately
For businesses APPROVE — Lender Network

Serious financing for working operators

For businesses with a Part 107 license. Multiple lenders compete to fund your equipment.

  • Lenders compete for your loan — established businesses get the strongest terms
  • Finance $1,500 to $500,000 — single drone to full fleet
  • Terms from 12 to 60 months, apply in 60 seconds
  • Requires a registered business + Part 107 license
  • Build business credit; Section 179 tax benefits apply
Credit safety net ClickLease — Equipment Lease

Approvals down to 500 FICO

For buyers who don’t qualify elsewhere — higher cost, but nearly everyone is approved.

  • All credit scores welcome — approvals down to ~500 FICO
  • Up to $30,000, terms 24–60 months
  • No hard credit pull, no documents needed
  • Lease-to-own: 3 final payments at end of term, then it’s yours
  • Costs more than APPROVE — use it when the others decline

Side-by-side

All three get your drone in the air fast. Shop Pay wins on speed, APPROVE wins on rates and financing size, ClickLease wins on approval odds.

Shop Pay Installments APPROVE Lender Network ClickLease
Best for Businesses with a Part 107 — competitive rates, biggest amounts Credit-challenged buyers (500+ FICO)
Financing size $1,500 – $500,000 Up to $30,000
Cost / interest Lenders compete on rate — best terms go to established businesses Highest cost (lease structure)
Speed 60-second application, fast decisions ~2 min application, instant decision
Term length 12–60 months 24–60 months
Requirements Registered business + Part 107 license Verifiable business, all credit scores
Credit impact to apply Soft pull to see offers Soft pull only
Ownership Immediate (standard equipment loan) Lease-to-own: 3 final payments, then yours
Tax treatment (business use)* Section 179 / depreciation + interest deduction Lease payments deductible as operating expense
Where you apply usdronesupply.approvepayments.com (co-branded portal) ClickLease’s site, then order with us

*Tax treatment varies. Always confirm with your CPA. See disclosures at the bottom of the page.

How to order with financing

Individuals: pay right at checkout with Shop Pay. Businesses: apply with APPROVE first, then order. ClickLease follows the same apply-first flow if that’s your path.

Individuals Shop Pay at checkout

Stays on our site end-to-end. No paperwork outside checkout.

  1. Add the drone & accessories you need to your cart on usdronesupply.com.
  2. At checkout, choose Shop Pay as your payment method.
  3. Pick a monthly plan (3–24 months) — or 4 interest-free payments on orders under $1,000.
  4. Approval is instant. Your order ships immediately — just like a regular checkout.

Businesses APPROVE lender network

For registered businesses with a Part 107 license. Competing lenders, up to $500K.

  1. Click Apply in 60 Seconds on our co-branded APPROVE portal.
  2. APPROVE matches you with best-fit lenders who compete on rate and terms.
  3. Pick the offer you like, sign, and send your confirmation to orders@usdronesupply.com with the items you want.
  4. The lender funds us directly — your equipment ships and you pay over 12–60 months.

Credit challenges? ClickLease follows the same apply-first flow and approves scores down to ~500.

Both options can be written off if you fly for business

A drone used for your business may qualify for IRS Section 179 or accelerated depreciation — regardless of how you pay. What gets deducted is the equipment, not the financing method. With Shop Pay, you own the drone immediately and your CPA can write off the full purchase in year 1. With a ClickLease lease, your CPA can typically deduct the monthly payments as a business operating expense. Either way, this is a conversation worth having with your accountant before year-end.

IRS Pub 946 →

Common questions

What customers ask most about financing a commercial drone purchase.

Which financing option should I pick?

Buying personally, or want the fastest path? Shop Pay at checkout — instant decision, no separate application. Accessory orders under $1,000 can even split into 4 interest-free payments.

Registered business with a Part 107 license? APPROVE. Multiple lenders compete for your loan, which drives rates down — established businesses see the strongest terms, and you can finance up to $500,000.

Credit below what Shop Pay or APPROVE’s lenders want? ClickLease approves scores down to ~500. It costs more, but it keeps the door open.

What do I need to qualify for APPROVE?

Two things: a registered business (LLC, sole proprietorship, partnership, or corporation) and a FAA Part 107 Remote Pilot Certificate. The application takes about 60 seconds and uses a soft credit pull to show you offers. APPROVE’s network of lenders then competes to fund your equipment — you pick the best terms.

Don’t have your Part 107 yet? It’s a knowledge test you can typically prep for in 1–2 weeks — and if you’re flying commercially, you need it anyway. Get the cert, then finance the drone at business rates.

What if Shop Pay declines my order?

If you run a business and hold a Part 107, apply with APPROVE — business underwriting looks at more than personal credit, and rates are better. Otherwise, ClickLease underwrites the business case, not just the FICO, and approves customers down to ~500 credit with a 2-minute application and no hard inquiry.

Will applying hurt my credit?

Shop Pay Installments: Soft credit check at checkout for both the 4-pay and monthly options. No impact to your credit score.

ClickLease: Soft pull only on the application. No hard inquiry.

Can I finance accessories, batteries, and training too?

Yes. Both Shop Pay and ClickLease can cover the full cart: drone, payload, extra batteries, ground station, cases, and training packages. Bundle everything you need for the job into one purchase and one payment plan.

Can I write off the drone as a business expense?

If the drone is used for your business, yes — with either financing option. The financing method doesn’t change whether the equipment is deductible; the use does.

Shop Pay: You own the drone immediately, so your accountant can typically take a full Section 179 deduction in year 1 (up to current annual limits) or use bonus/MACRS depreciation across multiple years.

ClickLease: Monthly lease payments are commonly deducted as a business operating expense. Because the lease ends with a buyout (lease-to-own), some CPAs treat it as a capital lease and apply Section 179 to the equipment instead. Your accountant will pick the most advantageous treatment.

We’re not tax advisors — talk to your CPA before year-end to confirm what applies to your situation.

What happens at the end of a ClickLease term?

At the end of your lease term, you make three additional monthly payments (the "purchase option") and then own the drone outright. You can also choose to return the equipment if your needs have changed — flexibility that’s harder to get with a traditional loan.

Do I need to be an LLC or corporation to use ClickLease?

No. Sole proprietors, single-member LLCs, partnerships, and corporations all qualify. You’ll need a verifiable business, a valid SSN or EIN, a mobile phone number, and to be 18 or older.

How fast will my drone ship if I finance?

Same-day to next-business-day in most cases. Shop Pay orders ship the moment checkout completes. ClickLease orders ship as soon as your signed lease agreement is in place — usually the same day you’re approved.

Can I finance a drone over $30,000?

Yes — through APPROVE, which finances from $1,500 all the way to $500,000. Fleet orders, thermal platforms, full enterprise kits with payloads and ground stations — all fundable in one application. Shop Pay and ClickLease cap around $30,000, so APPROVE is the path for larger purchases.

Can I pay off my financing early?

Shop Pay Installments has no prepayment penalty. ClickLease lease terms vary — ask during your approval call about early buyout options if that matters to you.

Ready to put your drone to work?

Individuals: Shop Pay at checkout. Businesses with a Part 107: put lenders in competition through APPROVE. We’re here if you want to talk it through.

Disclosures. Shop Pay Installments is a service provided by Affirm. Eligibility, rates (0–36% APR on monthly plans), and final approval are determined by Affirm at checkout. Business financing through APPROVE is provided by third-party lenders in the APPROVE network; rates, terms, approval amounts, and eligibility (including business registration and FAA Part 107 requirements) are determined by the individual lender. ClickLease offers equipment leases through Clicklease, LLC; approval amounts, terms, end-of-term options, and minimum credit thresholds are subject to ClickLease’s underwriting and may change. US Drone Supply is not a lender and does not provide tax, legal, or financial advice. Examples on this page are illustrative; your terms and revenue will vary. Consult your CPA regarding Section 179 deductions and business tax treatment.