Drone Financing

Financing for Commercial Drone Operators

Start Earning From Day One.
Pay For Your Drone As It Pays For You.

Most of our customers fly to make a living — mapping, inspection, public safety, media, agriculture. The easiest way to spread the cost is Shop Pay at checkout: 4 interest-free payments, no separate application. If Shop Pay isn’t a fit, we’ll line you up with ClickLease as a backup.

Shop Drones & Pay with Shop Pay → How financing works
0% interest on Shop Pay 4-pay Decision at checkout in seconds Plan B for credit scores 500+
DJI Matrice 4T with H30T payload performing an obstacle-avoidance inspection in a red canyon
0%interest

With Shop Pay’s 4-payment plan at checkout. Split your drone purchase into 4 interest-free payments every 2 weeks.

$0down possible

Get the drone shipped today, pay over time. No upfront cash drain on equipment that earns its own keep.

500+credit OK

Shop Pay declined? ClickLease is our Plan B and approves businesses with credit scores as low as 500.

The math of paying as you earn

A working drone is an asset, not an expense. Why drain working capital when the drone itself can fund its own payments? Here’s how a DJI Matrice 4E at $4,749 looks across both options.

Illustrative only. Your actual rates, approval, and revenue will vary.

Shop Pay — 4 payments, no interest
4 × $1,187 every 2 weeks (paid off in 8 weeks — 0% APR)
Shop Pay — 12-month monthly plan
$428.73/mo (rate set by Affirm at checkout)
ClickLease (Plan B) — 48-month lease
~$175/mo — covered by 1 paid flight
DJI Matrice 4 drone in flight at dusk with a public-safety operator and emergency vehicle

Your drone is your business.
Make it earn from day one.

Watch: financing your drone in 3 minutes

A quick walkthrough of both options — when to pick Shop Pay vs. ClickLease — from the US Drone Supply team.

Start with Shop Pay. ClickLease is your Plan B.

Shop Pay is faster, easier, and often interest-free. If it’s not a fit for your situation, ClickLease catches buyers Shop Pay declines.

Recommended Shop Pay Installments

The fast, low-cost default

For nearly all buyers — happens right at our checkout, no separate application.

  • 4 interest-free payments every 2 weeks (the 0% APR option)
  • Or pick a monthly plan up to 12 months (0–36% APR set by Affirm)
  • Eligible on orders from $35 to $30,000
  • Approval is instant at checkout — soft credit check only
  • You own the drone immediately — no end-of-term buyout
  • Powered by Affirm. Stays on usdronesupply.com end-to-end
Shop Drones & Choose Shop Pay →
Plan B ClickLease — Equipment Lease

Backup for credit scores 500+

For business buyers whose credit doesn’t pass Shop Pay, or who want a multi-year lease structure.

  • All credit scores welcome — approvals down to ~500 FICO
  • Approvals up to $30,000, terms from 24 to 60 months
  • No hard credit pull to apply, no documents needed
  • Lease-to-own: after the term, 3 final payments and it’s yours
  • Business lease — payments may be tax-deductible (ask your CPA)
  • Application happens on ClickLease’s site, then you order with us
Apply with ClickLease →

Side-by-side

Both routes get your drone in the air fast. Shop Pay wins on speed and cost for most buyers; ClickLease wins on flexibility for credit-constrained or business-structured purchases.

Recommended
Shop Pay Installments 		ClickLease (Plan B)
Best for Nearly all buyers — fast checkout, low cost Business buyers with lower credit, or who want a long-term lease
Speed Instant at checkout — no separate app ~2 min application + lease signing
Cost / interest 0% on 4-pay biweekly; 0–36% APR on monthly Fixed monthly payment (lease structure, embedded cost)
Order size $35 – $30,000 Up to $30,000
Term length 4 payments / 2 weeks, or 3–12 months 24, 36, 48, or 60 months
Credit requirement Higher threshold (Affirm underwriting) 500+ FICO accepted
Credit impact to apply Soft check at checkout Soft pull only — no hard inquiry
Ownership You own the drone immediately Lease-to-own: 3 final payments at end of term, then yours
Tax treatment (business use)* Drone is yours immediately — eligible for Section 179 or depreciation in year 1 Lease payments commonly deductible as operating expense; lease-to-own structures may also qualify for Section 179 on the equipment
Where you apply Right on usdronesupply.com On ClickLease’s site, then order with us

*Tax treatment varies. Always confirm with your CPA. See disclosures at the bottom of the page.

How to order with financing

Start with Shop Pay — it’s the default path for almost everyone. Use ClickLease only if Shop Pay isn’t available or declines your application.

Start here Shop Pay at checkout

Stays on our site end-to-end. No paperwork outside checkout.

  1. Add the drone & accessories you need to your cart on usdronesupply.com.
  2. At checkout, choose Shop Pay as your payment method.
  3. Select an installment plan: 4 payments every 2 weeks (no interest) or monthly (3–12 months).
  4. Approval is instant. Your order ships immediately — just like a regular checkout.

Plan B ClickLease lease application

Use this if Shop Pay declines you, or if you specifically want a multi-year business lease.

  1. Click Apply with ClickLease and complete the 8-question application (about 2 minutes).
  2. Get your instant approval amount and pick a monthly payment plan that works for you.
  3. Email your approval confirmation to orders@usdronesupply.com with the items you want.
  4. We invoice ClickLease directly — they pay us, your drone ships, and your first payment kicks off the term.

Both options can be written off if you fly for business

A drone used for your business may qualify for IRS Section 179 or accelerated depreciation — regardless of how you pay. What gets deducted is the equipment, not the financing method. With Shop Pay, you own the drone immediately and your CPA can write off the full purchase in year 1. With a ClickLease lease, your CPA can typically deduct the monthly payments as a business operating expense. Either way, this is a conversation worth having with your accountant before year-end.

IRS Pub 946 →

Common questions

What customers ask most about financing a commercial drone purchase.

Why is Shop Pay the recommended option?

Three reasons. (1) It’s faster — approval happens at checkout in seconds, no separate application. (2) The 4-payment plan is interest-free, which is the cheapest financing you’ll find anywhere. (3) You own the drone outright the moment your order processes — no lease structure, no end-of-term buyout.

ClickLease is the right call when Shop Pay isn’t (lower credit scores, or you want a multi-year business lease for tax purposes). For everyone else, Shop Pay wins.

What if Shop Pay declines my order?

Apply with ClickLease as your Plan B. ClickLease underwrites the business case, not just the FICO, and approves customers down to ~500 credit. The application takes about 2 minutes, uses a soft credit pull (no hard inquiry), and you’ll have a decision in seconds.

Will applying hurt my credit?

Shop Pay Installments: Soft credit check at checkout for both the 4-pay and monthly options. No impact to your credit score.

ClickLease: Soft pull only on the application. No hard inquiry.

Can I finance accessories, batteries, and training too?

Yes. Both Shop Pay and ClickLease can cover the full cart: drone, payload, extra batteries, ground station, cases, and training packages. Bundle everything you need for the job into one purchase and one payment plan.

Can I write off the drone as a business expense?

If the drone is used for your business, yes — with either financing option. The financing method doesn’t change whether the equipment is deductible; the use does.

Shop Pay: You own the drone immediately, so your accountant can typically take a full Section 179 deduction in year 1 (up to current annual limits) or use bonus/MACRS depreciation across multiple years.

ClickLease: Monthly lease payments are commonly deducted as a business operating expense. Because the lease ends with a buyout (lease-to-own), some CPAs treat it as a capital lease and apply Section 179 to the equipment instead. Your accountant will pick the most advantageous treatment.

We’re not tax advisors — talk to your CPA before year-end to confirm what applies to your situation.

What happens at the end of a ClickLease term?

At the end of your lease term, you make three additional monthly payments (the "purchase option") and then own the drone outright. You can also choose to return the equipment if your needs have changed — flexibility that’s harder to get with a traditional loan.

Do I need to be an LLC or corporation to use ClickLease?

No. Sole proprietors, single-member LLCs, partnerships, and corporations all qualify. You’ll need a verifiable business, a valid SSN or EIN, a mobile phone number, and to be 18 or older.

How fast will my drone ship if I finance?

Same-day to next-business-day in most cases. Shop Pay orders ship the moment checkout completes. ClickLease orders ship as soon as your signed lease agreement is in place — usually the same day you’re approved.

Can I finance a drone over $30,000?

The standard limit for both Shop Pay and ClickLease is around $30,000. For larger enterprise purchases — fleet orders, custom integrations, or higher-value platforms — contact our team. We can route you to commercial financing partners who handle six-figure equipment purchases.

Can I pay off my financing early?

Shop Pay Installments has no prepayment penalty. ClickLease lease terms vary — ask during your approval call about early buyout options if that matters to you.

Ready to put your drone to work?

Start with Shop Pay — the fastest, cheapest path for most buyers. We’re here if you want to talk it through.

Shop Drones & Use Shop Pay → Apply with ClickLease (Plan B) Call (888) 560-8737

Disclosures. Shop Pay Installments is a service provided by Affirm. Eligibility, rates (0–36% APR on monthly plans), and final approval are determined by Affirm at checkout. ClickLease offers equipment leases through Clicklease, LLC; approval amounts, terms, end-of-term options, and minimum credit thresholds are subject to ClickLease’s underwriting and may change. US Drone Supply is not a lender and does not provide tax, legal, or financial advice. Examples on this page are illustrative; your terms and revenue will vary. Consult your CPA regarding Section 179 deductions and business tax treatment.

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